IF YOU DON'T WANT TO LISTEN TO ME COMPLAIN THEN DON'T READ THIS ENTRY
Buy a house is New York is beyond exhausting! We were told that we would be closing on the 20th of June, which is 44 days after we signed the paperwork, 44 DAYS!!!!!!!!!!! This weekend we found out, and keep in mind we only found out because Jabin emailed, that we will not be closing until the "first or second week of July". And keep in mind this still isn't a concrete commitment!!!!!!!!! FIRST OR SECOND WEEK, the first week will be at 60 days, 60 DAYS! Jabin has been living out of a hotel since March 31st, I have been living off and since mid April. I have been in this room completely since the 30th of May. Today is June 17th.
We have been told that the reason its taking so long is because 1st off the bank doesn't believe I'm not going to be working. Jabin partially took this job so I wouldn't have to work, I could do whatever I wanted be it photography, crafting, making our house a home, whatever I want. So they made us change our loan from a USDA to an FHA, oh great fine we are done with that, and the bank underwriters were suppose to have our paperwork to the atty in NY to write up the title. Keep in mind we were told when we switch from USDA to FHA it would go quicker, 3-4 days max with underwriters and then off to the atty. We were told to change June 4th I believe, meaning the paperwork would be to the atty on the 6-7th of June at the least. It's again June 17th and the attorney still doesn't have the paperwork.
WHY YOU ASK?!?! Because a credit company that checked Jabin's credit score had Jabin's birthday wrong, and they don't believe any of it is correct, oh and to top it off the underwriter is making a fuss because our current address is set up as Deiorios address. Well no SHIT, we have been taking a semi-permanent residence in a flipping hotel because this is all taking SO LONG!
Today the underwriters are suppose to call Jabin to confirm his birthday and then off the the Attorney. I also don't understand why in sam hell it will take 3-4wks for the title to be written up.
I guess the hardest part is that Jabin is working his butt off at work and he is stressed out, (in a good way) and I can't make a home for him to come home to and relax, honestly that is all I know. I want to be the best wife I can be and I haven't been able to.
Disclaimer: Jabin also took the job because it is a great company! They have been so supportive with everything and we couldn't do this all without them, and we are beyond grateful. And as far as our bank lady she is also amazing, she isn't the one holding it all up its the underwriters. If anything she is helping push everything along, she answers emails on the weekends and answers the phone too. She returns all calls too. Also our families have been supportive, they know this isn't easy on us, but we were raised properly and we have each other to lean on. If we needed anything they would be the first people to help us out. I'm so lucky to have Jabin to be my partner in this, he is the most amazing husband anyone could ask for and I love him so much. I'm ready to be us in our home again.
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